Aug 26, 2020, 5:41 AM

Crashes typically result in vehicle damage, and individuals often want to share repair costs with an insurance company. Illinois law requires liability insurance, but it does not pay for damage to the policyholder's vehicle. Physical damage insurance provides this coverage. Click on the link to learn more about physical damage insurance.

Aug 19, 2020, 10:28 AM

Tornadoes, fires, storms, theft, vandalism and other events can result in destruction and cause financial hardship for homeowners. Insurance allows owners to share the cost of repairing, rebuilding or replacing damages with an insurance company. Knowing what to do when a loss occurs and what to expect from the insurance company can help victims get back on their feet more quickly. Click on the link below to learn more.

Aug 5, 2020, 9:24 AM

Beginning motorists have more crashes than other age groups. The grim statistics mean teenagers have high auto insurance rates. Still, there are ways to soften the blow. Click on the link to learn more.

Jul 22, 2020, 4:53 AM

Medical bills related to a guest's slip and fall injury can be turned in as a homeowners insurance medical payments claim if the accident occurred on your property. Medical payments pays medical bills up to the coverage limit, often $1,000. Fault is not a factor. Household members are not eligible to receive medical payment benefits. Click on the link to learn more.

Jul 15, 2020, 8:29 AM

Ask a local agent to help you determine the replacement cost of your home. It is best to choose this figure as your dwelling insurance limit. Not having enough coverage on your home can result in a claim settlement far less than the cost to restore damages. Click on the link to learn about optional buy-back endorsements that help policyholders avoid this situation.