Information covered in the Illinois Insurance Association blog is intended to provide general information and guidance, and should not be considered legal advice.
Sep 27, 2017, 5:09 AM
Studies show fatigued drivers exhibit behaviors similar to driving drunk. Both are slow to react and take more risks. Both lack the necessary judgment and visual awareness to safely navigate the roadway. There is a direct connection between adequate rest and safe driving.
Sep 19, 2017, 9:00 AM
A serious earthquake can cause extensive damage. A survey conducted by the Insurance Information Institute found 29 percent of homeowners insurance policyholders mistakenly think they are covered for earthquake damage. In fact, homeowners insurance policies exclude coverage for earthquake-related loss.
Sep 13, 2017, 6:26 AM
A total loss means the cost to repair damage from the car accident is close to or more than the value of the vehicle.
Sep 6, 2017, 4:45 AM
Standard homeowners insurance typically excludes earthquake damage but many insurers offer coverage as a policy add-on.