IIA Blog

Information covered in the Illinois Insurance Association blog is intended to provide general information and guidance, and should not be considered legal advice.


Fire Safety and Homeowners Insurance - Part 2

Oct 26, 2022, 10:34 AM

Owners often buy homeowners insurance to share the financial burden of repairing and replacing fire-damaged property with an insurance company. Adequate coverage must be in place before the loss occurs. Click on the link for tips to avoid an unwelcome coverage surprise.

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Fire Safety and Homeowners Insurance - Part 1

Oct 19, 2022, 10:40 AM

Cooler temperatures are here, and furnaces are on again. Statistics show residential fires trend upward during the heating season. In fact, a house fire was reported every 89 seconds in 2020, according to the National Fire Protection Agency. October is National Fire Safety Month and a perfect time to address fire dangers in your home. Click on the link to get started.

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My car was rear ended by an uninsured driver at a stoplight. Who pays to fix it?

Oct 12, 2022, 9:57 AM

It appears the at-fault driver is legally responsible for your vehicle damages. However, without insurance, the individual has to pay for repairs out-of-pocket. Ideally, you filed a crash report and have a copy for your records. Photos from the crash scene as well as the other driver's name, license number, plate number, cell number, and email address are also helpful. Click on the link for more next steps.

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