Information covered in the Illinois Insurance Association blog is intended to provide general information and guidance, and should not be considered legal advice.
Apr 12, 2017, 5:57 AM
It takes just a few inches of water to cause significant property damage. People often turn to a homeowners insurance company for help when unexpected property loss occurs. However, homeowners insurance excludes flood damage. Insurance for flooding is available, but must be purchased as a stand-alone policy.
Apr 5, 2017, 5:04 AM
When severe weather rips through an area there is often widespread property damage. Storm victims often turn to an insurance company for assistance, but appropriate coverage must be in place before damage occurs.
Mar 29, 2017, 6:46 AM
Tornadoes, straight-line wind, lightning, hail, heavy rain, and flooding can occur throughout the year, but are most common in March, April, and May. Individuals should be familiar with severe weather terms and plan for a worst-case scenario.
Mar 22, 2017, 5:35 AM
Medicare Parts A and B have co-payments, co-insurance requirements, and deductibles. Insurance companies offer Medigap and Medicare Advantage Plans to help Medicare beneficiaries with these expenses. It is a good idea to have one or the other.
Mar 8, 2017, 4:06 AM
It is best to insure your home for its full replacement cost.