Information covered in the Illinois Insurance Association blog is intended to provide general information and guidance, and should not be considered legal advice.
Jan 8, 2020, 10:05 AM
College students need renters insurance when they move into off-campus housing. A parent's homeowners insurance policy provides limited coverage for university housing but this ends when the student moves off-campus. The owner's insurance on the building does not the protect tenant's property. Click on the link to learn more.
Dec 18, 2019, 10:10 AM
Travel on hazardous winter roadways increases the risk of having a vehicle accident. Auto insurance allows policyholders to share the financial burden of a vehicle crash with an insurance company. Illinois law requires liability insurance on all licensed motor vehicles. Physical damage on the owner's car is optional, but lenders usually insist on it. Policyholders should be familiar with coverages, deductibles and loss settlement terms before an accident occurs. Click on the link to learn more.
Dec 11, 2019, 10:46 AM
Winter weather tests motorists' driving skills. Freezing rain, ice, blowing and drifting snow and fog present significant dangers for drivers. Be safe by readying your vehicle and adjusting driving habits. Click on the link below to learn more.
Nov 27, 2019, 10:13 AM
All licensed motor vehicles must have liability insurance. The insurance policy must also provide uninsured motorist coverage and often underinsured motorist coverage. State law does not require vehicles to have physical damage insurance, but lenders generally insist on it. Click on the link to learn more.
Nov 20, 2019, 10:16 AM
Deer are common along Illinois roads this time of year. Drivers should be alert and know how to respond when deer are nearby. Click on the link below for strategies to reach your destination safely and avoid injury.