Apr 20, 2022, 10:08 AM

Coinsurance and copay are separate, unrelated terms that describe how much you pay out-of-pocket for medical care. Click on the link to learn more.

Apr 13, 2022, 10:20 AM

Straight line winds, tornadoes, and hail from spring storms can cause serious destruction to property on the ground. Homeowners often have insurance to help them recover from storm-related property loss. Know what to do if you're a victim of storm damage. Click on the link below to learn more.

Apr 6, 2022, 10:55 AM

Individuals with storm-related damage often turn to an insurance company for help with expensive home or auto repairs. It's important to be familiar with policy coverages, exclusions, and claim basics before a loss occurs. Assess insurance needs, review policies to identify gaps in protection, and ask a local agent about add-ons to tailor coverage for your unique needs. Click on the link to learn more.

Mar 30, 2022, 9:50 AM

Moderating temperatures increase the likelihood of severe weather. Heavy rains, straight-line winds, tornadoes, hail, and lightning are sure to be on the radar in the coming weeks. Individuals may have very little time to react. Click on the link to review severe weather terms and tips to establish a response plan.

Mar 23, 2022, 10:19 AM

Actual cash value and replacement cost are both loss settlement terms. ACV reduces the claim for depreciation. Depreciation does not affect replacement cost loss settlements. Click on the link below to learn more.