Sep 21, 2022, 10:57 AM

Detectable earthquakes rarely happen in Illinois. However, with four seismic zones in the state, the possibility of a significant earthquake is very real. Click on the link for readiness tips.

Sep 14, 2022, 10:20 AM

Many large employers make health coverage available through self-funded plans. Instead of buying a group policy from a traditional insurer, the employer establishes a fund to pay health care expenses out-of-pocket. A self-funded plan gives the employer more control over benefits and typically reduces costs. Click on the link to learn more.

Sep 7, 2022, 9:00 AM

There are multiple ways to value a home. Homeowners insurance, however, is based on replacement cost. Replacement cost is how much it takes to rebuild the dwelling from the ground up using materials of like kind and quality. Click on the link to learn more.

Aug 24, 2022, 10:50 AM

Electric vehicles need the same liability and physical damage insurance as combustion models. Coverage is available from conventional auto insurers. Click on the link below for tips on insuring electric vehicles.

Aug 17, 2022, 10:52 AM

Start with verifying policy premium payment status along with deductible, out-of-pocket maximum, and coinsurance requirements. Next, make sure the procedure is typically covered by your plan, and that treatment came from an approved provider. The answers to these questions may explain why benefits were denied. Click on the link for more information.