State law requires liaiblity insurance on all licensed motor vehicles. Driving without insurance has serious consequences - fines, suspensions, expensive insurance, and more!

Contact your agent to confirm the status of your policy as soon as you realize the premium is past due. Some insurers will reinstate coverage if payment is received within a certain number of days. If not, your late payment will be refunded, and you must get insurance elsewhere.

Auto insurers must send a 10-day written notice to the policyholder's last known mailing address when coverage cancels for nonpayment. Some companies forward a separate statement. Others explain this possibility on the initial bill.

On-time premijm payment is essential to maintaining auto insurance coverage and complying with Illinois' mandatory insurance law.