Illinois Insurance Association promotes campaign for safe teen driving
National Teen Driver Safety Week is October 15-21, 2017
Springfield, IL - The Illinois Insurance Association (IIA) will observe National Teen Driver Safety Week from October 15-21. Partnering with the National Highway Traffic Safety Administration (NHSTA), the IIA endorses the national "5 to Drive" campaign, an initiative to teach young drivers safe habits behind the wheel.
"Teens can get around safely when they follow the rules of the road and make the choice not to drive distracted or impaired," said Kevin Martin, IIA's Executive Director. "The Illinois Insurance Association and its members are committed to promoting initiatives that improve safety on Illinois roadways, and supporting teen drivers is a critical part of that mission."
Even as fatalities among teen drivers decreased by 53 percent between 2005 and 2014, motor vehicle crashes remain the leading cause of death among teenagers. In 2015, almost 2,000 teen drivers of passenger vehicles were involved in fatal traffic accidents. An estimated 99,000 drivers between the ages of 15 and 19 were injured in motor vehicle collisions.
"The NHTSA's '5 to Drive' campaign offers parents and caregivers tips for talking with their teens about risky driving behaviors that can have devastating consequences," Martin said. "IIA encourages families to use these resources to help our newest drivers safely navigate Illinois' roadways."
At www.nhtsa.gov/road-safety/teen-driving, the NHTSA provides detailed information and statistics on teen driving an five basic rules that can help save lives:
1. No drinking and driving. In 2014, one in five teen passenger vehicle drivers involved in fatal crashes had been drinking, despite being too young to legally purchase or possess alcohol Driving under the influence of any impairing substance, including illicit or prescription drugs, can have deadly consequences.
2. Buckle up. Seat belts save lives, and it's important for teen drivers and their passengers - in both the front and back seats - to buckle up on every trip. In 2014, 59 percent of passengers who died in crashes involving teen drivers were not wearing seat belts at the time of the accident. When the driver was unrestrained, the percentage of passengers who were not buckled up jumped to almost 86 percent.
3. Don't drive distracted. Illinois has worked to reduce the number of distracted driving accidents by enacting a ban on the use of all hand-held devices while driving. Violators of this law face fines of $75 or more. Illegal use of an electronic device while driving can include texting but also checking email, using apps, programming a GPS and talking on a hand-held phone.
Distracted driving isn't limited to electronic device use. Other passengers, audio and climate controls in the vehicle and even eating and drinking can impair a driver's focus.
In 2014, 10 percent of teen drivers involved in fatal crashes were reportedly distracted at the time of the crash.
4. Stop speeding before it stops you. Speeding is a critical risk factor for all drivers, especially teens. In 2014, almost one-third of teen passenger vehicle drivers involved in a fatal crash were speeding at the time.
5. No more than one passenger at a time. According to data analyzed by the NHTSA, teen drivers were two-an-a-half times more likely to engage in a potentially risky behavior when driving with one teenaged peer compared to when they were driving alone. That likelihood tripled when a teen driver was traveling with multiple passengers.
Illinois Insurance Association Offers Back-to-School Traffic Safety Tips
(Springfield) - As students across the state engage in their first full month back to school, they aren't the only Illinoisans who need to get back in the school habit this month, according to the Illinois Insurance Association; so do drivers.
Every year on average, 142 Americans die in school transportation-related crashes, and September is the deadliest month for pedestrians under the age of 18. Forty percent of crashes involving young pedestrians occur between the hours of 3 p.m. and 7 p.m., when children make their way home from school and after-school activities.
'Even one child injured or killed on the way to or from school is too many, so we are reminding drivers to stay alert and practice safe driving habits around schools, school buses and students on foot," said Kevin Martin, Executive Director of the Illinois Insurance Association. "We believe following these tips will save lives this September and for the rest of the school year."
IIA is asking Illinois drivers to follow these rules for back-to-school traffic safety:
Illinois Insurance Association Observes Distracted Driving Month
This April, the Illinois Insurance Association (IIA) announces it is joining with its member insurance companies, law enforcement and community leaders to spread the word about the dangers of distracted driving. April is Distracted Driving Month, and IIA and its partners will step up the effort to equip drivers with facts and life-saving tips.
"The Illinois Insurance Association and its members are committed to making our state's roadways safer for everyone by educating drivers about dangerous distractions and their deadly consequences," said Kevin Martin, IIA Executive Director. "We believe an effective fight against distracted driving includes public awareness, legal enforcement and good choices made by ordinary drivers every day."
IIA is also working with AAA and the Illinois Association of Chiefs of Police to pass a resolution declaring April 24-28 Distracted Driving Week in Illinois.
Distracted driving - engaging in at activity that takes a driver's attention away from driving - claims thousands of lives each year and injures hundreds of thousands more.
Distracted driving can include texting but also eating, adjusting the radio or GPS, talking on a hand-held phone, talking with passengers in the car or anything else that takes the driver's eyes or focus off the road.
Cell phones are a particular concern because of their prevalence on the road; each day, approximately 660,000 Americans use them while driving, according to the national Highway Traffic Safety Administration. Sending or reading an average text takes a driver's eyes off the road for five seconds; at highway speeds that's the equivalent of driving the length of a football field or longer without looking up.
"A wide variety of technologies and demands compete for drivers' attention," said Martin. "IIA's message is that when you're driving, getting to your destination safely is the only job you have that matters. We are proud to work with law enforcement and our other community partners to get that message to the public."
IIA Tips for Safer Holiday Travel
As Illinois families it the road this holiday season to see friends and relatives, the Illinois Insurance Association (IIA) wants to remind drivers of a few travel safety tips that will help prevent car accidents and save them money.
"Nearly two million drivers will travel across the state this month. It is during the holidays that the insurance industry records the highest number of car accidents throughout the year," said IIA Executive director, Kevin Martin. "We are committed to helping Illinois drivers stay safe during this joyous season, which is why we have compiled the following list of tips for safer holiday travel."
- Prior to your scheduled trip, make sure your vehicle has had all necessary service and maintenance inspections. If your vehicle is not reliable for a long trip, consider renting one to help prevent further wear and tear or a potential break-down or accident.
- Check to ensure your auto insurance is up to date and that you have a valid insurance card in your vehicle prior to leaving. You might also consider adding roadside assistance if you do not currently have it.
- Plan your travel schedule and route a few days prior to departure. Consider leaving earlier or later than the popular times to avoid busy roads and heavy traffic. Additionally, share your route with someone back home in case of emergency.
- Pack all necessary tools and gadgets for a safe and comfortable trip such as a reliable navigation system, cellphone and charger, snow scraper, first-aid kit, jumper cables, spare tire, extra blankets, snacks and water.
- Properly retrain yourself and passengers in seat belts or car seat prior to departure. Remember th safest place for children to sit is in the rear seat of your vehicle.
- Stay alert when driving long distances. Make sure to schedule rest stops in your travel plan to avoid tiredness and a potential accident.
- Respect the rules of the road, which includes following the speed limit, stopping completely at stop signs an lights, and not using your cell phone while driving. Distracted driving is the number one cause of accidents across the country.
- Keep valuables and gifts locked in your trunk and covered to avoid a break-in at stops along your trip.
- Make sure to designate a sober driver if there will be drinking at a holiday function.
10-17-16Springfield, IL—The Illinois Insurance Association (IIA) joins the National Highway Traffic Safety Administration (NHTSA) during National Teen Driver Safety Week (October 16-22) to promote teen safe driving and the national “5 to Drive” campaign, which is an initiative to teach young drivers the rules of the road.
“Distracted and impaired driving are the two leading causes of teen driving-related fatalities and injuries each year,” said IIA Director Kevin Martin. “The Illinois Insurance Association and its members are committed to helping promote teen-safe driving initiatives that will improve safety on Illinois roadways. The NHTSA’s ‘5 to Drive’ campaign is an excellent initiative that offers parents and caregivers some tips to talk to their teen drivers about dangerous driving behaviors that can lead to devastating consequences.”
Motor vehicle crashes are the leading cause of death in teens, ahead of all other types of injury, disease or violence. In 2014, 2,679 teen (15-19 years old) passenger vehicle drivers were involved in fatal traffic crashes, resulting in 3,004 deaths nationally. An estimated 123,000 teen passenger vehicle drivers were injured in motor vehicle traffic crashes.
Since 2014, Illinois has worked to reduce the number of distracted driving accidents by legislating a ban on the use of all hand-held devices while driving. Anyone who is caught using a hand-held device is subject to a fine starting at $75. Parents can play an important role in helping ensure their teen drivers take smart steps to stay safe on the road by explaining all driving restrictions outlined in Illinois’ graduated driver licensing (GDL) law and the deadly consequences of unsafe driving practices.
The NHTSA “5 to Drive” campaign gives parents tips on how to talk about safe driving behaviors with their teens and address the five most dangerous and deadly driving behaviors for teen drivers: alcohol, lack of seat belt use, distracted driving, speeding, and extra passengers, said Martin.
NHTSA’s website, www.safercar.gov/parents, has detailed information and statistics on teen driving and five basic rules parents can use to help save the lives of teen drivers:
driving under the influence of any impairing substance, including illicit or prescription drugs, could have deadly consequences.
Parents can help protect their teen drivers by talking with them about these risks. Surveys show that teens whose parents set firm rules for driving typically engage in less risky driving behaviors and are involved in fewer crashes.
“Safe-driving campaigns and state laws are not enough to protect teen drivers. It is imperative that parents help properly prepare young drivers before they get behind the wheel,” said Kevin Martin. “IIA and its members will continue to promote and support teen-safe driving initiatives not only in the month of October, but throughout the year.”
ICYMI: Illinois governor signs legislation curbing bad towing practices
(Springfield, Ill.) - Reprieve for Illinois car owners and insurance companies from rogue towers is the aim of legislation approved by Governor Bruce Rauner on August 19, 2016. Strengthening the penalty against individuals or companies that improperly solicit to tow, Senate Bill 2261 provides several consumer protections and legal enhancements to victims of abusive towing and vehicle storage practices.
Illinois Insurance Association (IIA), Executive Director Kevin Martin, applauds Gov. Rauner for his support of this important piece of legislation that will save consumers and insurers millions of dollars a year. “The support we garnered from both sides of the aisle and the Governor on this issue was critical in helping stop the abusive practices of rogue towing in Chicago and across the state. We look forward to continuing to work with the Governor to pass future laws that protect both insurers and consumers.”
This law tackles a major problem in the Chicago area, as several towing companies have continued to abuse the system by showing up at a scene of an accident and towing a vehicle without notice. Car owners and insurance companies are then forced to pay anywhere between $2,000 and $3,000 to reclaim their vehicle after days and even weeks of attempting to locate it.
Under Senate Bill 2261, car insurance companies would be able to bring a claim against rogue tow companies on behalf of policyholders. The new provision gives insurance companies the ability to sue towing companies for all costs and expenses associated with an improper tow. Additionally, a person or company who improperly solicits to tow at an accident scene would be guilty of a Class 4 felony rather than a business offense with fines capped at $1000.
Another important aspect of Senate Bill 2261 is that it also creates the 16-member Statewide Relocation Towing Licensure Commission—charged with evaluating current towing laws, identifying problems, and making recommendations to the Governor and the Illinois General Assembly by July 1, 2017.
Senate Bill 2261 goes into effect immediately.
Legislation to curb rogue towing advances to the Governor
SPRINGFIELD - Curbing the practice of rogue towing in Chicagoland is near, as a measure to strengthen the penalty against individuals or companies that improperly solicit to tow advanced in the Illinois General Assembly.
Spearheaded by the Illinois Insurance Association (IIA), Executive Director Kevin Martin advocates that “vehicle owners should be given more tools to protect their property and their pocketbook against the abusive practices of rogue tow companies. This bill stiffens penalties and raises the legal stakes against companies engaged in the abusive towing and storage practices that cost consumers and insurers over half a billion dollars every year in the United States.”
Under Senate Bill 2261, car insurance companies would be able to bring a claim against rogue tow companies on behalf of covered policyholders. The new provision gives insurance companies the ability to sue towing companies for all costs and expenses associated with an improper tow. Additionally, a person or company who improperly solicits to tow at an accident scene would be guilty of a Class 4 felony rather than a business offense with fines capped at $1000.
Senate Bill 2261 will be sent to the Governor Bruce Rauner for his signature.