Information covered in the Illinois Insurance Hotline blog is intended to provide general information and guidance, and should not be considered legal advice.
Nov 2, 2022, 10:25 AM
Credit life insurance is a unique product offered to individuals borrowing money for a major purchase. It's tied to a single debt, like a home mortgage or vehicle loan. If you pass prematurely, credit life insurance benefits go directly to the lender to pay off the loan balance. Credit life is different from traditional life products, where benefits go to surviving loved ones. Click on the link to learn more.
Oct 26, 2022, 10:34 AM
Owners often buy homeowners insurance to share the financial burden of repairing and replacing fire-damaged property with an insurance company. Adequate coverage must be in place before the loss occurs. Click on the link for tips to avoid an unwelcome coverage surprise.
Oct 19, 2022, 10:40 AM
Cooler temperatures are here, and furnaces are on again. Statistics show residential fires trend upward during the heating season. In fact, a house fire was reported every 89 seconds in 2020, according to the National Fire Protection Agency. October is National Fire Safety Month and a perfect time to address fire dangers in your home. Click on the link to get started.
Oct 12, 2022, 9:57 AM
It appears the at-fault driver is legally responsible for your vehicle damages. However, without insurance, the individual has to pay for repairs out-of-pocket. Ideally, you filed a crash report and have a copy for your records. Photos from the crash scene as well as the other driver's name, license number, plate number, cell number, and email address are also helpful. Click on the link for more next steps.
Oct 5, 2022, 10:32 AM
The state health insurance marketplace is called 'Get Covered Illinois.' Get Covered Illinois helps individuals and families shop for and secure health insurance. Click on the link below to learn more.