Blog - Illinois Insurance Hotline

Information covered in the Illinois Insurance Hotline blog is intended to provide general information and guidance, and should not be considered legal advice.

Is long term care insurance necessary?

Jan 13, 2021, 5:18 AM

The U.S. Department of Health and Human Services suggests nearly 70% of people over age 65 will need some type of long term care assistance. LTC assistance could mean specialized treatment provided at a nursing home as well as in-home care, assisted living, memory care, adult day care, hospice care, and more. Long term care services are costly and create an unexpected financial burden for most families. Click on the link below to learn more.

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Does auto insurance pay for repairs caused by hitting a pothole?

Jan 6, 2021, 4:59 AM

January is the time of year when potholes commonly develop on roadways. Running over one with your vehicle can result in costly damage to a wheel, axle, tire, steering, suspension, or alignment. Auto insurance can offset repair expense if the damaged vehicle has collision coverage. Click on the link for more information.

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Brush up on winter driving skills!

Dec 16, 2020, 3:46 AM

Winter in the Heartland means difficult driving conditions. Click the link below to review best practices for driving in snow, ice, rain, freezing rain, sleet, and strong wind.

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What happens if my insurance company goes under?

Dec 9, 2020, 3:22 AM

An Illinois resident covered by a state-approved insurance company is protected. The Illinois Life & Health Guaranty Association is the backstop for life, health, disability, long-term care, and annuity policies. The Illinois Insurance Guaranty Fund steps in when property casualty insurers go under. Click on the link to learn more.

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