Blog - Illinois Insurance Hotline

Information covered in the Illinois Insurance Hotline blog is intended to provide general information and guidance, and should not be considered legal advice.

Auto Insurance for Spring Storm Damage

Apr 2, 2020, 11:31 AM

Storm victims with auto damage can share repair costs with an insurance company, but the right coverage must be in place before a loss occurs. Click on the link to learn more.

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Home Insurance for Spring Storm Damage

Apr 1, 2020, 10:12 AM

Illinoisans are sure to be exposed to tornadoes, straight line winds, thunderstorms, flooding, hail and more in the coming weeks. And while personal safety takes top priority when severe weather is in the area, it is also important to plan for financial hardship that comes with repairing or rebuilding storm-damaged property. Click on the link to learn more.

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Borrowing against a life insurance policy

Mar 18, 2020, 10:31 AM

Term life policies do not have this option. Permanent life policies typically have a borrowing feature, but there are risks involved. A life insurance agent can verify what type of coverage you have and discuss borrowing terms if applicable. Click on the link to learn more.

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Does auto insurance have a late payment grace period?

Mar 11, 2020, 4:15 AM

Auto insurers are not required to offer grace periods or accept premium payment after the premium due date. The company must, however, send the policyholder a written notice identifying the final date of coverage and confirming the reason for cancellation. Nonpayment of premium requires a 10-day notice. Lien holders listed on the policy get a copy of the cancellation notice. Click on the link for more details.

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Stop Driving Distracted!

Mar 4, 2020, 4:21 AM

The chance of a behind-the-wheel mistake increases each time a driver loses focus. Some situations are resolved trouble-free. Others end in serious, sometimes fatal, crashes. Driver distractions jeopardize Illinois roadways and contribute to thousands of accidents each year. Recognize the dangers of distracted driving; be intentional about reducing the risk; encourage others to do the same. Click on the link to learn how to minimize driving distractions.

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