Blog - Illinois Insurance Hotline

Information covered in the Illinois Insurance Hotline blog is intended to provide general information and guidance, and should not be considered legal advice.

Winter Roadways - Part 2

Dec 18, 2019, 10:10 AM

Travel on hazardous winter roadways increases the risk of having a vehicle accident. Auto insurance allows policyholders to share the financial burden of a vehicle crash with an insurance company. Illinois law requires liability insurance on all licensed motor vehicles. Physical damage on the owner's car is optional, but lenders usually insist on it. Policyholders should be familiar with coverages, deductibles and loss settlement terms before an accident occurs. Click on the link to learn more.

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Be Safe on Winter Roadways - Part 1

Dec 11, 2019, 10:46 AM

Winter weather tests motorists' driving skills. Freezing rain, ice, blowing and drifting snow and fog present significant dangers for drivers. Be safe by readying your vehicle and adjusting driving habits. Click on the link below to learn more.

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How much auto insurance does a person need?

Nov 27, 2019, 10:13 AM

All licensed motor vehicles must have liability insurance. The insurance policy must also provide uninsured motorist coverage and often underinsured motorist coverage. State law does not require vehicles to have physical damage insurance, but lenders generally insist on it. Click on the link to learn more.

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6 Driving Tips for Sharing the Road with Deer

Nov 20, 2019, 10:16 AM

Deer are common along Illinois roads this time of year. Drivers should be alert and know how to respond when deer are nearby. Click on the link below for strategies to reach your destination safely and avoid injury.

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