Information covered in the Illinois Insurance Hotline blog is intended to provide general information and guidance, and should not be considered legal advice.
Jun 24, 2020, 4:21 AM
Supplemental health plans provide extra insurance for specific services or out-of-pocket expenses. Some policies pay lump sum cash benefits. Others pay cash benefits over a specific time period. Still others, like dental insurance, pay the provider directly. Click on the link to learn more.
Jun 17, 2020, 5:04 AM
Lightning may directly strike a structure or damage belongings through an electrical ground surge. This can cause significant property damage. Click on the link for tips to protect your property.
Jun 10, 2020, 4:58 AM
About 25 million cloud-to-ground lightning strikes occur in the United States each year according to the National Weather Service. Click on the link below to learn more about lightning dangers and personal safety.
Jun 3, 2020, 9:01 AM
Additional living expense (ALE) pays for expenditures above your normal cost of living if a covered loss forces you to temporarily move out of your home. Click on the link to learn more.
May 27, 2020, 8:30 AM
Not having a car payment gives you flexibility to buy physical damage insurance for your car - or not. Do not, however, rush into a liability-only policy. Click on the link for tips to help you make a good decision.