Information covered in the Illinois Insurance Hotline blog is intended to provide general information and guidance, and should not be considered legal advice.
Sep 9, 2020, 4:58 AM
Insurance companies routinely evaluate homeowners policies prior to renewing coverage. A decision not to offer a renewal based on loss experience means the risk of presenting future claims is more than the company is willing to accept. Click on the link below to learn more.
Sep 2, 2020, 5:48 AM
Life insurers offer many different types of policies. The answer depends on what type of policy you buy. Click on the link to learn more.
Aug 26, 2020, 5:41 AM
Crashes typically result in vehicle damage, and individuals often want to share repair costs with an insurance company. Illinois law requires liability insurance, but it does not pay for damage to the policyholder's vehicle. Physical damage insurance provides this coverage. Click on the link to learn more about physical damage insurance.
Aug 19, 2020, 10:28 AM
Tornadoes, fires, storms, theft, vandalism and other events can result in destruction and cause financial hardship for homeowners. Insurance allows owners to share the cost of repairing, rebuilding or replacing damages with an insurance company. Knowing what to do when a loss occurs and what to expect from the insurance company can help victims get back on their feet more quickly. Click on the link below to learn more.
Aug 5, 2020, 9:24 AM
Beginning motorists have more crashes than other age groups. The grim statistics mean teenagers have high auto insurance rates. Still, there are ways to soften the blow. Click on the link to learn more.