Blog - Illinois Insurance Hotline

Information covered in the Illinois Insurance Hotline blog is intended to provide general information and guidance, and should not be considered legal advice.


Flood - Prepare for Nature's #1 Disaster

Mar 4, 2021, 2:50 AM

Floods are a genuine threat to all Illinoisans. Certain areas of the state are riskier than others. Still, none are immune to the possibility of flash flooding, inland flooding, or storm-related flooding. Swollen waterways, heavy downpours, poor drainage, even broken water mains can cause excess water accumulation on normally dry land. In fact, according to the U.S. Federal Emergency Management Agency, flooding is an aftereffect of 90 percent of our country's natural disasters. Click on the link for tips to protect your family.

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Confused about homeowners insurance? Part 3

Feb 3, 2021, 5:33 AM

The homeowners insurance policy combines coverage for the dwelling, detached on-premises structures, and personal property found in Section 1 with personal liability protection described in Section 2. Click on the link below to learn more about Section 2 coverages.

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Confused about homeowners insurance? Part 2

Jan 27, 2021, 4:35 AM

Homeowners insurance is a package policy divided into two sections. Section one provides insurance protection for the dwelling, detached structures on the premises, personal property, and loss of use. Click on the link to learn more about these coverages.

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