Blog - Illinois Insurance Hotline

Information covered in the Illinois Insurance Hotline blog is intended to provide general information and guidance, and should not be considered legal advice.




Confused about homeowners insurance? Part 3

Feb 3, 2021, 5:33 AM

The homeowners insurance policy combines coverage for the dwelling, detached on-premises structures, and personal property found in Section 1 with personal liability protection described in Section 2. Click on the link below to learn more about Section 2 coverages.

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Confused about homeowners insurance? Part 2

Jan 27, 2021, 4:35 AM

Homeowners insurance is a package policy divided into two sections. Section one provides insurance protection for the dwelling, detached structures on the premises, personal property, and loss of use. Click on the link to learn more about these coverages.

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Confused about homeowners insurance? Part 1

Jan 20, 2021, 3:50 AM

Homeowners invest significant time, energy, and money buying and maintaining their properties. Unfortunately, severe weather, fire, tornado, and other hazards can cause major property damage for owners in harm's way. The cost of repairing, replacing, or rebuilding is often shared with an insurance company. However, property coverage must be in place before a loss occurs. Click on the link below for a policy overview in the first of a three-part series on homeowners insurance basics.

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