Insurance companies must follow state regulations when nonrenewing a policy. The insurer must send written notice explaining the action 60-days before the policy expiration date if coverage is in force for more than five years. A 30-day notice is required for policies in effect less than five years.
Contact the local agent if your policy is nonrenewed. Ask for reconsideration if you have supporting policies with good loss experience and can take higher deductibles Explore other insurance options as well. Eligibility rules and rates vary by company.
Talk to your agent about the Illinois Auto Plan as a last resort. The Auto Plan has four basic requirements.
Insurance through the Illinois Auto Plan may cost more, so plan to research other possibilities as your claim and driving record improve.