May 24, 2023, 10:26 AM
Even careful drivers sometimes have accidents. It's essential to understand and verify you have adequate auto insurance beforehand. Illinois law requires liability coverage on all licensed motor vehicles. Physical damage (comprehensive and collision) is optional, but lenders insist on it. Review auto policy coverages, limits, and deductibles. Confirm all vehicles and household members are properly insured. Place a current insurance identification card in the glove box of each vehicle. Click on the link for an overview of basic auto insurance coverages.