Blog - Illinois Insurance Hotline

Information covered in the Illinois Insurance Hotline blog is intended to provide general information and guidance, and should not be considered legal advice.


Earthquake Readiness - Part 1

Sep 21, 2022, 10:57 AM

Detectable earthquakes rarely happen in Illinois. However, with four seismic zones in the state, the possibility of a significant earthquake is very real. Click on the link for readiness tips.

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What is a self-funded health plan?

Sep 14, 2022, 10:20 AM

Many large employers make health coverage available through self-funded plans. Instead of buying a group policy from a traditional insurer, the employer establishes a fund to pay health care expenses out-of-pocket. A self-funded plan gives the employer more control over benefits and typically reduces costs. Click on the link to learn more.

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Why do I have to insure my house for more than it's worth?

Sep 7, 2022, 9:00 AM

There are multiple ways to value a home. Homeowners insurance, however, is based on replacement cost. Replacement cost is how much it takes to rebuild the dwelling from the ground up using materials of like kind and quality. Click on the link to learn more.

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