Jan 30, 2019, 4:30 AM
Most homeowners have insurance to offset the financial hardship that comes with sudden and unexpected property loss. Take time now, before damage occurs, to confirm your home is properly insured.
Blog - Illinois Insurance Hotline
Information covered in the Illinois Insurance Hotline blog is intended to provide general information and guidance, and should not be considered legal advice.
Prevent winter weather-related homeowners insurance claims - Part 1
Jan 23, 2019, 5:41 AM
Residents recognize the importance of preparing themselves for the strong winds, snow, ice and bitter cold that come with Illinois winters. Be sure your home is ready to ride out harsh conditions too.
How does 'new car replacement' work?
Jan 16, 2019, 4:18 AM
'New car replacement' is an auto insurance add-on that comes into play if your vehicle is totaled in an accident. Follow the link below to learn more.
Why does a life insurance application ask such detailed health questions?
Jan 9, 2019, 5:03 AM
Most life insurance companies evaluate medical history to assess the applicant's overall health. A life insurer pays the policy death benefit when the insured individual dies. A short life expectancy means life insurance proceeds are paid sooner. In turn, the insured individual's health impacts life insurance eligibility and policy pricing.
A neighbor tripped on our rug and broke her ankle. Will our homeowners insurance pay her medical bills?
Jan 2, 2019, 5:32 AM
Standard homeowners insurance policies include personal liability and medical payments coverage. You can turn in a claim for your neighbor's injuries under the medical payments portion of your homeowners insurance policy. Click on the link below for more information on the difference between personal liability and medical payments coverage.