Blog - Illinois Insurance Hotline

Information covered in the Illinois Insurance Hotline blog is intended to provide general information and guidance, and should not be considered legal advice.

Prepare for Severe Spring Weather - Part 1

Mar 21, 2018, 10:48 AM

March is severe weather preparedness month. Severe weather, including strong winds, tornado, heavy rain, hail, and lightning can occur with little warning. Make personal safety your top priority.

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Insurance for water-damaged property - Part 3

Feb 28, 2018, 11:03 AM

Heavy rain may cause sewer lines to back up or sump pumps to overflow. The excess water can ruin basement floors, walls, furniture, and more. Traditional homeowners insurance does not cover this type of loss, but coverage is available by adding a buy-back endorsement.

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Insurance for Flood Damaged Property - Part 2

Feb 21, 2018, 11:29 AM

Recovering from flood damage can be financially devastating. Government assistance may be available, but only if the President declares the area a federal disaster zone. Federal disaster assistance is unreliable, and typically comes in the form of low interest loans that must be repaid. Having a separate, stand-alone flood insurance policy in place can mean the difference between recovery and financial ruin.

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