Blog - Illinois Insurance Hotline

Information covered in the Illinois Insurance Hotline blog is intended to provide general information and guidance, and should not be considered legal advice.

Protect your home and belongings from burglars - Part 1

Aug 16, 2017, 12:57 PM

Residential theft accounts for nearly 72 percent of all burglary offenses according to FBI crime data. The statistics go on to indicate the average residential theft loss is about $2,300. Homeowners can take pro-active steps to avoid home break-ins.

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Poor credit making it hard to buy homeowners insurance?

Jul 26, 2017, 1:39 PM

Many insurance companies use credit-based insurance scores as an eligibility and/or pricing tool. A credit-based insurance score uses credit history to calculate loss probability. Insurers have identified a statistical relationship between credit and claim history. Those with good credit tend to have fewer claims, and in turn pay less for insurance.

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Avoid driving while drowsy.

Jul 19, 2017, 9:49 AM

Drowsiness is a condition that sneaks up on drivers and compromises their ability to safely operate the motor vehicle. Research confirms sleepy motorists take longer to react, pay less attention to the roadway, and have diminished decision-making skills. These risky behaviors contribute to numerous auto accidents.

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