Blog - Illinois Insurance Hotline

Information covered in the Illinois Insurance Hotline blog is intended to provide general information and guidance, and should not be considered legal advice.


Will homeowners insurance cover a drone?

Apr 19, 2017, 10:21 AM

More and more individuals are buying drones for personal use, but may not recognize the risk involved in owning one. Drones can crash due to operator error, mechanical defect, or component failure. A crash may destroy the drone, damage nearby property, or cause personal injury. Invasion of privacy is an issue if the drone has a camera onboard. Be sure there is adequate insurance on the drone before taking flight.

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Buy Flood Insurance to Cover Flood-Related Damages!

Apr 12, 2017, 10:57 AM

It takes just a few inches of water to cause significant property damage. People often turn to a homeowners insurance company for help when unexpected property loss occurs. However, homeowners insurance excludes flood damage. Insurance for flooding is available, but must be purchased as a stand-alone policy.

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Prepare for Spring's Severe Weather - Part 2

Apr 5, 2017, 10:04 AM

When severe weather rips through an area there is often widespread property damage. Storm victims often turn to an insurance company for assistance, but appropriate coverage must be in place before damage occurs.

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Prepare for Spring's Severe Weather - Part 1

Mar 29, 2017, 11:46 AM

Tornadoes, straight-line wind, lightning, hail, heavy rain, and flooding can occur throughout the year, but are most common in March, April, and May. Individuals should be familiar with severe weather terms and plan for a worst-case scenario.

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