Blog - Illinois Insurance Hotline

Information covered in the Illinois Insurance Hotline blog is intended to provide general information and guidance, and should not be considered legal advice.


National Insurance Awareness Day - June 28

Jun 19, 2019, 11:16 AM

Insurance is easy to overlook - until you need it. June 28 is National Insurance Awareness Day, a day set aside to remind individuals to evaluate insurance needs, review in-force policies, and adjust, add to or modify coverage as needed. Click on the link for tips to help you tackle this process.

Read More


Lightning Awareness - Part 2

Jun 5, 2019, 2:56 PM

A direct lightning hit may result in fire or cause an electrical power surge. People often turn to an insurance company for help repairing or replacing lightning-related property damage. Traditional homeowners insurance does, in fact, cover damage caused by lightning or fire. There may be limited coverage for personal property as well. However, adequate insurance must be in place before a loss occurs. Click on the link below to learn more.

Read More

Lightning Awareness Month - Part 1

May 29, 2019, 10:30 AM

Lightning strikes occur most often in the summer months, leading the National Weather Service to declare June 'Lightning Awareness Month.' Lightning causes injury, death and thousands of dollars in property damage throughout the United States every year. Click on the link below to learn how to protect yourself, your family and your property.

Read More

Whose insurance pays when two cars back into each other in a parking lot?

May 22, 2019, 10:13 AM

Fault in a parking lot accident is based on factors like which vehicle was moving, who had the right of way, speed, traffic signs and more. There is no clear right of way when two cars back up simultaneously without confirming an unobstructed aisleway. Individuals generally share responsibility 50/50 for this type of crash.

Read More